Collectivists vs. Individualists: Occupy Wall Street Compared To Tea Party–Videos

Posted on November 17, 2011. Filed under: American History, Blogroll, Business, Communications, Economics, Federal Government, government, government spending, history, Law, liberty, Life, Links, media, People, Philosophy, Politics, Private Sector, Public Sector, Raves, Security, Taxes, Technology, Unemployment, Unions, Video, War, Wealth, Wisdom | Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , |

“The collectivists idolize only the one true church, only the great nation . . . only the true state; everything else they condemn. For that reason all collectivists doctrines are harbingers of irreconcilable hatred and war to the death.”

“Individualism resulted in the fall of autocratic government, the establishment of democracy, the evolution of capitalism, technical improvements, and an unprecedented rise in standards of living. It substituted enlightenment for old superstitions, scientific methods of research for inveterate prejudices.”

“Capitalism means free enterprise, sovereignty of the consumers in economic matters, and sovereignty of the voters in political matters. Socialism means full government control of every sphere of the individuals life and the unrestricted supremacy of the government in its capacity as central board of production management.”

“There is simply no other choice than this: either to abstain from interference in the free play of the market, or to delegate the entire management of production and distribution to the government. Either capitalism or socialism: there exists no middle way.”

~Ludwig von Mises

Occupy Wall Street: Universal Serfdom with G. Edward Griffin

Collectivists vs. Individualists

The Greatest Revolution in History has Begun! BEST OCCUPY DOCUMENTARY

Stephen Lerner, former SEIU memeber, plan for strike (Occupy Wall Street): FULL Uncut Version

Occupy:  Soros, Piven and SEIU Working to Destroy Americas Financial System to Create Revolution

OWS Exposed!

SEIU / ACORN: Organized “Occupy Wall Street” From Day One via The Working Family Party

ANGELA DAVIS

(Communist Party Member)

Angela Davis Occupy Wall St @ Washington Sq Park Oct 30 2011 General Strike November 2

The Best of the Occupy Wall Street Crazies

Ezra Levant on Occupy Wall Street & SEIU union goons

GBTV: Ami Horowitz takes another trip down to meet the OWS movement

Occupiers: The Cops Are Picking On Us

AFL-CIO President Richard Trumka Backs Occupy Wall Street

Occupy Seattle: SEIU president David Rolf’s speech Oct. 10th 2011

Occupy DC Song! You Can’t Always Get What You Want!

Ron Paul on Occupy Wall Street (OWS)

Ron Paul: Tea Party 07 

CptnMidnite epic Occupy Wall st rant/speech END THE FED

“CptnMidnite” Speaks with Judge Napolitano – End the Fed

“CptnMidnite Responds To Glenn Beck” End the Fed / Occupy Wall Street

TEA Party Rally in Lakeland

Chicago Tea Party April 15 2009

Tea Party Confidential: Live From the September 12 Taxpayer March on Washington 

9/12 Taxpayer Tea Party March on Washington, DC

Katrina Pierson – Dallas Tea Party – April 15, 2009

Yaron Brook’s Keynote Address at July 4 Boston Tea Party Protest (Part 1 of 2) (HD)

Yaron Brook’s Keynote Address at July 4 Boston Tea Party Protest (Part 2 of 2) (HD)

Yaron Brook – Tea Party Patriots American Policy Summit 2011

MARINE STUNS A TEA PARTY WITH THE FOURTH VERSE OF THE STAR SPANGLED BANNER

Background Articles and Videos

G. Edward Griffin – The Collectivist Conspiracy

The Decline and Triumph of Classical Liberalism, Part 1

The Decline and Triumph of Classical Liberalism, Part 2

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Who Is Behind And Funding Occupy Wall Street–The Radical Left: Communist Party USA, Socialist Party USA, Democratic Socialists of America, Maoist Revolutionary Communist Party, Trotskyist Socialist Workers Party, Worker’s World Party,Working Families Party (front for ACORN), New York Communities For Change, Adbusters, George Soros and Barack Obama–Video

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Progressive Radical Socialist Health Care Plan Written In Prison By Convicted Felon Richard Creamer!

Posted on December 7, 2009. Filed under: Blogroll, Communications, Crime, Economics, Employment, Fiscal Policy, government spending, Health Care, Immigration, Language, Law, liberty, Life, Links, Medicine, People, Philosophy, Politics, Quotations, Rants, Raves, Regulations, Taxes, Technology, Video, Wisdom | Tags: , , , , , , |

 

 

Glenn Beck Show – December 7, 2009 – Pt 1 of 8

Glenn Beck Show – December 7, 2009 – Pt 2 of 8

 

Glenn Beck Show – December 7, 2009 – Pt 3 of 8

Glenn Beck Show – December 7, 2009 – Pt 4 of 8

Background Articles and Videos

Was Democrats’ Health Care Strategy Written In Federal Prison?

by Joel B. Pollak

“… …In the book, Creamer draws lessons from decades of experience on the radical left, including the teachings of arch-radical Saul Alinsky, and several episodes from Rep. Schakowsky’s political career. He also lays out a “Progressive Agenda for Structural Change,” which includes a ten-point plan for foisting universal health care on the American people in 2009:

  • “We must create a national consensus that health care is a right, not a commodity; and that government must guarantee that right.”
  • “We must create a national consensus that the health care system is in crisis.”
  • “Our messaging program over the next two years should focus heavily on reducing the credibility of the health insurance industry and focusing on the failure of private health insurance.”
  • “We need to systematically forge relationships with large sectors of the business/employer community.”
  • “We need to convince political leaders that they owe their elections, at least in part, to the groundswell of support of [sic] universal health care, and that they face political peril if they fail to deliver on universal health care in 2009.”
  • “We need not agree in advance on the components of a plan, but we must foster a process that can ultimately yield consensus.”
  • “Over the next two years, we must design and organize a massive national field program.”
  • “We must focus especially on the mobilization of the labor movement and the faith community.”
  • “We must systematically leverage the connections and resources of a massive array of institutions and organizations of all types.”
  • “To be successful, we must put in place commitments for hundreds of millions of dollars to be used to finance paid communications and mobilization once the battle is joined.”

Creamer adds: “To win we must not just generate understanding, but emotion—fear, revulsion, anger, disgust.”

Democrats have followed Creamer’s plan to the letter. They have claimed our health care system is in crisis despite polls showing the overwhelming majority of Americans are happy with the care they receive. They have—with the help of President Obama—circulated false horror stories about Americans dying for lack of health care and health insurance. …”

http://biggovernment.com/2009/12/07/was-democrats-health-care-strategy-written-in-federal-prison/

How Progressives Can Deliver on the Promise of Change in 2009 — Seven Rules for Success

Richard Creamer

“…To succeed, we need to remember seven key rules:

1). The critical battles being fought in 2009 are not about “policies” — they are about the distribution of wealth and power.

2). Progressives — and our Democratic Members of Congress — have to remember that we have the high political ground.

3). We must always present our case in populist term

4). Actually, it’s not just the sizzle; it is the steaks.

5). Progressives have to keep their eye on the ball of real structural reform – changes in the distribution of power.

6). No whining. Progressives have to swear off whining about the tactics of the opposition – and match them blow for blow.

7). This historic window for progressive change will close if we don’t act, just as surely as a hole in the line disappears in football if a running back doesn’t burst through.

http://www.huffingtonpost.com/robert-creamer/how-progressives-can-deli_b_229305.html?show_comment_id=26939007

Strategic Consulting Group 

Testimonials

“…Bob Creamer has devoted his life to progressive causes. Here he provides a fascinating narrative of how progressives have won in the past and provides a blueprint for future victories. …”

– David Axelrod, Democratic Political Consultant

 

http://www.stratcongroup.com/publication/testimonials.php

Liberals laud book by ex-con husband of Rep. Jan Schakowsky

“…Hey, I have no problem with an ex-con writing a book or trying to make a living. But I find it quite humorous that a whole bunch of big-time liberals, such as Sen. Dick Durbin, Jim Hightower, Rep. Jim McGovern, Rep. Lloyd Doggett, and a whole bunch of others fawn over Creamer in their endorsements of his book–and none of them mention his five months in prison last year, nor is that part of his life included in the summary of his public life below.

About those five months in the joint. Federal prosecutors had asked for a three year sentence, but US District Judge James B. Moran took mercy on Creamer. Coincidentally, Moran is the father-in-law of Peter Giangreco, a longtime Illinois Democratic insider who like Creamer, worked on Rod Blagojevich’s successful 2002 gubernatorial campaign. Giangreco’s endorsement is the first one I list.

To his credit, Creamer writes in his book, “I did much of the preliminary work on this book while spending five months on a forced sabbatical at the Federal Prison Camp at Terre Haute, Indiana.”

http://marathonpundit.blogspot.com/2007/11/liberals-laud-book-by-ex-con-husband-of.html

 

Listen to Your Mother: Stand Up Straight: How Progressives Can Win

By Richard Creamer 

http://www.amazon.com/Listen-Your-Mother-Straight-Progressives/dp/0979585295#noop

Creamer sentenced in rubber-check scheme

  By Andy Shaw

“…The husband of an Illinois congresswoman was sentenced to five months in prison Wednesday. Robert Creamer is married to US Representative Jan Schakowsky. He was convicted on charges of writing bad checks and tax evasion.

This is a case that ends with both sides claiming to be disappointed with the sentence. Federal prosecutors wanted two-and-a-half to three years in prison for Creamer’s blatant violations of the law, even after a visit from the FBI. Creamer’s supporters wanted probation for a man who spent a lifetime fighting for social justice and broke the law so he could keep fighting for the causes he believed in.

“Of course I’m disappointed that the sentence imposed today includes a period of incarceration. But the judge is a fair and thoughtful man, and I accept his judgment,” said Creamer.

Bob Creamer, the 58-year-old husband of North Shore Congresswoman Jan Schakowski, had the support of 200 influential friends who either showed in court Wednesday or inundated Judge James Moran with letters praising his lifelong commitment to social justice for the “little guy.” They pleaded for probation instead of jail time, in part, because the investigation dragged on for nine years. …”

http://abclocal.go.com/wls/story?section=news/local&id=4057552

Senator Reid on Transparency and Health Care Bill

Reid: GOP Putting Together Obstruction Manual Instead Of Health Reform Proposal

Racist United Against Obamacare and Baby Killers

 

 

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Illegal Aliens Can Buy Health Insurance Plans–No ID Needed:–Demand Criminal Alien Removal and Deportation!

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Health Care Resources

Republican Health Care Reform: The Patients’ Choice Act

Medical Doctor and Senator Tom Coburn On Health Care–Videos

The Senate Doctors Show–Videos

Obama’s Waterloo– Government Compulsory Single Payer Socialized Medicine!–Videos

President Obama’s Plan of Massive Deficit Spending Is Destroying The US Economy–The American People Say Stop Socialism BS Now!

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Chairman Obama’s Progressive Radical Socialist Health Care Bill Kills Individual Private Health Care Insurance–Join The Second American Revolution!

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Government Bureaucracy: Organizational Chart of The House Democrats’ Health Plan

Dr. Robert W. Christensen–Videos

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ACORN or Association of Community Organizations for Reform Now

Crime–Corruption–Organized Crime–ACORN–Taxes–Obama Connected And Trained

Obama’s Civilian National Security Force–Youth Corp Wave–Friendly Fascism Faces–Cons–Crooks–Communists–Communities–Corps!

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Obama–Corruption Kingpin–Campaign Contributions and Support for Government Payoffs and Subsidies–Stealing From The American People To Payoff Obama’s Pals

Posted on September 14, 2009. Filed under: Blogroll, Communications, Crime, Cult, Economics, Employment, government spending, Health Care, Homes, Immigration, Law, liberty, Life, Links, media, People, Politics, Quotations, Rants, Raves, Regulations, Taxes, Video, War, Wisdom | Tags: , , , , , , , , , , , , , , , , , |

 

 Glenn Beck-09-14-09-A

 

Glenn Beck-09-14-09-B

 

Glenn Beck-09-14-09-C


 

Glenn Beck-09-14-09-D

 

Glenn Beck-09-14-09-E

 

O’Reilly Factor with Jeff Berkowitz

 

Chicago Tea Party – Tony Peraica

 

Background Articles and Videos

 

Obama committed to single payer universal health care … what a liar

 

SEIU’s Andy Stern on FNS: Power Player of the Week

 

SEIU’s Andy Stern on the Health Care Debate (Part 1)

 

SEIU’s Andy Stern on the Health Care Debate (Part 2)

 

Card Check – Employment Free Choice Act – More Unionized Socialism. Call Congress!

 

Labor Day Briefing – Randy Johnson on EFCA

 

Barack Obama on the Employee Free Choice Act

 

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Connecting the Dots in the Corrupted Chicago Politics–Blagojevich, Rezko, Obama, Emanuel, Axelrod

 

Obama to “rule” as president

 

Corrupted Obama – The Antoin Rezko case


 

Glenn Beck — Rezko and Obama

 

Obama tied to Chicago corruption

 

Conversation With Tony Peraica, Part 4 of 6

 

Chicagoan Tells Truth About B. Hussien Obama

 

Webster Tarpley covers Obamas Chicago Mob connections to Tony Rezko part 1

 

Webster Tarpley covers Obamas Chicago Mob connections to Tony Rezko part 2

 

Webster Tarpley covers Obamas Chicago Mob connections to Tony Rezko part 3

 

Senate votes on Johanns amendment to cut off ACORN housing funds; Update: Amendment passes, 83-7

By Michelle Malkin  

“…Just watched GOP Sen. Mike Johanns introduce his amendment on the Senate floor banning federal funds in the current transportation and housing appropriations bill from going to ACORN. Currently, ACORN is eligible to receive millions more in taxpayer funds through mortgage counseling, Community Development Block Grants, and the Neighborhood Stabilization Program — in addition to the tens of millions ACORN Housing Corp. has already received.

The vote is underway right now.

The Johanns Amendment is #2355 to H.R. 3288.

Johanns cited the BigGovernment.com sting videos as evidence that ACORN cannot be trusted with government money:

“Until a full investigation is launched into ACORN, no taxpayer money should be used to fund its activities. A vote in favor of my amendment is a vote in favor of the taxpayer and a vote against the status quo.”

He forgot to add the five most important words:

ACORN is a criminal enterprise.

5:42pm Eastern. Roll call vote still underway. Several Democrats have voted AYE, including Cardin, Carper, Inouye, Johnson (SD), Murray, Tester, Warner, Bingaman, Begich, Nelson (NE), Webb, Landrieu, Bayh, Conrad, Rockefeller, Dodd, Pryor, Hagan, Kohl, Feingold, Boxer, Nelson (FL), Brown, Harkin, Lincoln, Wyden, Baucus, Klobuchar, Kaufman, Shaheen, Lautenberg (switched from no to yes), Menendez, Stabenow, Leiberman, Levin, McCaskill, Reid, Feinstein, Udall, Bennet (CO) Merkley, Cantwell, Dorgan, Schumer…

Durbin was a no. I’ll have the rest soon.

The final roll call vote – amendment passes 83-7. I’ll post the full roll when it’s up on the Senate site.

This is the beginning, not the end.

The Dems are finally, finally on the defensive on ACORN.

Republicans, keep digging and pushing and connecting the dots.

*** …”

http://michellemalkin.com/2009/09/14/senate-votes-on-johanns-amendment-to-cut-off-acorn-housing-funds/

 

 

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Services Employee International Union (SEIU)

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The American People Believe The Government Public Option Plan Is The Path To The Single Payer Government Plan–Socialized Medicine–Obama Caught Lying To The American People!

Posted on August 11, 2009. Filed under: Blogroll, Communications, Economics, Education, Employment, Fiscal Policy, Health Care, Law, liberty, Life, Links, media, Medicine, People, Philosophy, Politics, Quotations, Rants, Raves, Regulations, Resources, Science, Video, Wisdom | Tags: , , , , , , , , , , , , |

SHOCK UNCOVERED: Obama IN HIS OWN WORDS saying His Health Care Plan will ELIMINATE private insurance

 

Obama’s Hearth Care Deception – “Public Option” will end up “Single Payer”, per their Plan

 

The Real Goal of the Public Plan Option – Squeezing Out Private & Employer-Based Health Insurance

 

Institute for America’s Future: Jacob Hacker’s Healthy Competition Brief

 

Jacob Hacker and Michael Lind – A Plan for Health Care Reform

 

In-Depth Look – Drawbacks Of A Public Plan – Bloomberg

 

Paul Ryan Offers Amendment to Strike Government-Run Health Care Plan

 

Obamas Malpractice: Faulty Logic on The Public Option

 

President Obama Discusses a Public Option at his Press Conference

 

Glenn Beck; Linda Douglas back again

 

Obama Pokes Fun At ‘Don’t Touch My Medicare’ People

 

Ronald Reagan speaks out on Socialized Medicine – Audio

 

Obama: Existing Health System Threatens Medicare

 

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Sean Hannity: Barack Obama Health Care Reform Discussion with Dick Morris [FOX News]

 

HRO10Medicare

 

HRO11 Tort Reform

When candidate Obama was among those who shared his political agenda, such as labor unions–AFL-CIO and SEIU, he stated his goals clearly and emphatically and without weasel words.

In regards to health care, candidate Obama was for a single payer universal health care system. The single payer is the Federal Government.

 

Obama on single payer health insurance

When this clip was discovered and played during the campaign, candidate Obama changed his story and added the weasel words:

 

Barack Obama and single payer health care

 

Obama on single payer health care insurance

 

Barack Obama at SEIU Healthcare Forum (Questions part 2)

Universal health care is a code word for forcing every American to purchase the mandatory government health care plan–whether an individual wants the plan or not. or whether they can afford one or not.

This is what most Americans would call socialized medicine and coercion.

Well if President Obama does not want a single payer plan, then drop the public plan option that everybody believes is the trojan horse or pathway to a single payer or Government monopoly of health care.

Actually  I believe President Obama wanted and still wants a single payer Government controlled and operated monopoly and he is using the public option to destroy competition in the health insurance market and not as he claims increase competition. He is very intentionally misleading at best and lying at worse about the long term consequences of the public option plan.

President Obama is lying to the American people.

Cut the bull Mr. President.

The vast majority of the American people do not believe him nor trust him.

This is the reason his popularity is falling in the polls.

As they say in Texas, fool me once shame on you, fool me twice shame on me.

President Obama has revealed himself to be the unbelievable President.

Once the trust is lost, it is very rare for any one including the President of the United States to regain a person’s trust.

President Obama rush to pass so-called Health Care Reform now reframed as Health Insurance Reform, like the rush to pass a cap and trade energy tax,  will for all practical purposes be the two inititiatives that will lead to his and his party defeat at the polls in 2010 and 2012.

The Big Lie public relations or propoganda strategy may have worked if big media still had a monopoly on the news.

Fortunately, big media is declining in viewers, readers and listeners.

The bloggers and talk radio are keeping up with what is the truth and what are the lies.

Professional politicians are begining to understand that when you lie your words, photo, and even video may be on the internet within hours.

Competition works in spreading information and knowledge to the American people who are free to chose who they believe. 

Who does President Obama listen to on health care policy?

Well we have a President that has some very creepy friends and advisors when it comes to health care and science: 

Glenn Beck – The Elderly, Disabled, Eugenics & Obama Health Care (Part 1)

 

Glenn Beck – The Elderly, Disabled, Eugenics & Obama Health Care (Part 2)

Glenn Beck Clips 08-11-09 Seg4- HC Benefits Advisory Committee Determines Whats Covered

Glenn Beck Clips 08-11-09 Seg5- Obama Administrations HC Advisors Personel Tree

Glenn Beck – Where are the Tough Questions on Health Care Reform


 

Eugenics–Rockefeller–United Nations–Population Control–Holdren–Abortions/Sterilization–Browner–Cap and Trade–Obama–Compulsory Socialized Medicine–Euthanasia–Transhuman–Brave New World!–Videos

 

Background Articles and Videos

Wild Misrepresentation Watch: Obama lies about AARP endorsement

By Michelle Malkin  •  August 11, 2009 05:30 PM

President Obama assailed “wild misrepresentations” by his opponents at the Portsmouth town hall today.

But he wildly misrepresented his position on single payer.

And he wildly misrepresented the AARP’s position on Obamacare:

…the President may have overstated support for his plan in one instance. When asked about the potential impact of the reform plan on Medicare, the President said, “The AARP would not be endorsing a bill if it was undermining Medicare.” Problem is – the AARP has not yet endorsed the plan. The New Hampshire head of the AARP chapter here told ABC’s Lisa Chinn today that the AARP hasn’t yet made up its mind as an organization whether to endorse the bill.

President Obama, meet the AARP rank-and-file: …”

http://michellemalkin.com/2009/08/11/wild-misrepresentation-watch-obama-lies-about-aarp-endorsement/

What ‘Right’ to Health Care?

By John David Lewis

“…The first premise is moral: that medical care is a right. It is not. There was no right to such care before doctors, hospitals, and pharmaceutical companies produced it. Health care is a service, which we all need, and none of us are better served by placing our lives and our doctors under coercive bureaucratic control.

The second premise is economic: that the government can produce a positive result by redistributing thousands of billions of dollars from its most productive citizens. This is the road to stagnation and national bankruptcy, not universal prosperity.

If Congress really wanted to address health care problems, it could begin with three things: (1) tort reform, to end the ruinous lawsuits that force medical specialists into insurance costs of hundreds of thousands of dollars per year; (2) Medicare reform, to face squarely the fact of the program’s insolvency; and (3) regulatory reform, to roll back the onerous rules that force doctors, hospitals and pharmaceutical companies (who are pilloried for producing the care that many people then demand as a “right”) into satisfying bureaucratic dictates rather than solving patients’ problems.

http://www.realclearpolitics.com/articles/2009/08/03/what_right_to_health_care_97742.html

  

The Health Care Bill: What HR 3200, ‘’America’s Affordable Health Choices Act of 2009,’ Says

Posted by John David Lewis

“…What does the bill, HR 3200, short-titled ‘‘America’s Affordable Health Choices Act of 2009,” actually say about major health care issues? I here pose a few questions in no particular order, citing relevant passages and offering a brief evaluation after each set of passages.

This bill is 1017 pages long. It is knee-deep in legalese and references to other federal regulations and laws. I have only touched pieces of the bill here. For instance, I have not considered the establishment of (1) “Health Choices Commissioner” (Section 141); (2) a “Health Insurance Exchange,” (Section 201), basically a government run insurance scheme to coordinate all insurance activity; (3) a Public Health Insurance Option (Section 221); and similar provisions.  

This is the evaluation of someone who is neither a physician nor a legal professional. I am citizen, concerned about this bill’s effects on my freedom as an American. I would rather have used my time in other ways—but this is too important to ignore.

We may answer one question up front: How will the government pay for all this? Higher taxes, more borrowing, printing money, cutting payments, or rationing services—there are no other options.  We will all pay for this, enrolled in the government “option” or not. …” 

“…

2. Will the plan punish Americans who try to opt out?

What the bill says, pages 167-168, section 401, TAX ON INDIVIDUALS WITHOUT ACCEPTABLE HEALTH CARE COVERAGE:

(a) TAX IMPOSED.—In the case of any individual who does not meet the requirements of subsection (d) at any time during the taxable year, there is hereby imposed a tax equal to 2.5 percent of the excess of—

(1) the taxpayer’s modified adjusted gross income for the taxable year, over

(2) the amount of gross income specified in section 6012(a)(1) with respect to the taxpayer. . . .

EVALUATION OF THE PASSAGE:

  1. This section amends the Internal Revenue Code.
  2. Anyone caught without acceptable coverage and not in the government plan will pay a special tax.
  3. The IRS will be a major enforcement mechanism for the plan.

3. what constitutes “acceptable” coverage?

Here is what the bill says, pages 26-30, SEC. 122, ESSENTIAL BENEFITS PACKAGE DEFINED:

 (a) IN GENERAL.—In this division, the term ‘‘essential benefits package’’ means health benefits coverage, consistent with standards adopted under section 124 to ensure the provision of quality health care and financial security . . .

(b) MINIMUM SERVICES TO BE COVERED.—The items and services described in this subsection are the following:

(1) Hospitalization.

(2) Outpatient hospital and outpatient clinic services . . .

(3) Professional services of physicians and other health professionals.

(4) Such services, equipment, and supplies incident to the services of a physician’s or a health professional’s delivery of care . . .

(5) Prescription drugs.

(6) Rehabilitative and habilitative services.

(7) Mental health and substance use disorder services.

(8) Preventive services . . .  

(9) Maternity care.

(10) Well baby and well child care . . .

(c) REQUIREMENTS RELATING TO COST-SHARING AND MINIMUM ACTUARIAL VALUE . . .

(3) MINIMUM ACTUARIAL VALUE.—

(A) IN GENERAL.—The cost-sharing under the essential benefits package shall be designed to provide a level of coverage that is designed to provide benefits that are actuarially equivalent to approximately 70 percent of the full actuarial value of the benefits provided under the reference benefits package described in subparagraph (B).

EVALUATION OF THE PASSAGES:  

  1.  The bill defines “acceptable coverage” and leaves no room for choice in this regard.  
  2. By setting a minimum 70%  actuarial value of benefits, the bill makes health plans in which individuals pay for routine services, but carry insurance only for catastrophic events, (such as Health Savings Accounts) illegal. …”

http://theobjectivestandard.com/blog/2009/08/health-care-bill-what-hr-3200-americas.asp

 

THE CASE FOR PUBLIC PLAN CHOICE IN NATIONAL HEALTH REFORM

KEY TO COST CONTROL AND QUALITY COVERAGE

By Jacob S. Hacker, Ph.D.*

*Professor of Political Science, U.C. Berkeley

Co-Director, Center for Health, Economic & Family Security,

U.C. Berkeley School of Law

Fellow, New America Foundation

“…Executive Summary

L

eading political figures, including President-Elect Barack Obama,Committee Chair Max Baucus, and Human Services Tom Daschle3 are proposing to offer a new public insurance option to Americans who lack employment-based coverage. The public plan would be similar to conventional Medicare (the “public Medicare plan,” as distinguished from private plans that contract with Medicare) in that it would be managed by the federal government and pay private providers to deliver care. The public plan would be offered through a new national insurance “exchange,” where it would compete with private insurance plans.  
 

 

 

This policy brief sets out the argument for public plan choice. The core argument is that public insurance has distinct strengths and thus, offered as a choice on a level playing field with private plans, can serve as an important benchmark for private insurance within a reformed health care framework. This is not an argument for a universal Medicare program, but instead for a “hybrid” approach that builds on the best elements of the present system—large group plans in the public and private sectors—while putting in place a new means by which those without access to secure workplace insurance can choose among health plans that provide strong guarantees of quality, affordable coverage. The case made in this brief is that this menu of health plans

First, public insurance has a better track record than private insurance when it comes to reining in costs while preserving access. By way of illustration,

Medicare has proven superior at cost control not just to health plans in the private sector, but also to private plans that contract with the federal government, such as those offered through the Federal Employees Health Benefits Program (FEHBP)—suggesting that public insurance can outperform private plans even in the context of insurance reforms.

Second, over the last generation, public insurance has pioneered new payment and quality-improvement methods that have frequently set the standard for private plans. More important, it has the potential to carry out these vital tasks much more effectively in the future, using information technology, large databases of practices and outcomes, and new payment approaches and care-coordination strategies. Indeed, a new public plan could spearhead improvement of existing public programs as well as private plans.

Third, public plan choice is essential to set a standard against which private plans must compete. Without a public plan competing with private plans, we will continue to lack strong mechanisms to rein in costs and drive value down the road. As a benchmark, a new public plan alongside private plans will help unite the public around the principle of broadly shared risk while building greater confidence in government over the long term.

Public plan choice will allow Americans to realize the benefits of both public and private plans: flexibility and security, innovation and stability, and market and democratic accountability. And, according to opinion polling, this is what most Americans want: public and private insurance competing side by side so that they can choose the best option for themselves and their families.

 

 

 

1 Senate Finance 2 and Secretary-Designate of the Department of Health 3 are proposing to offer a new public insurance option to Americans who lack employment-based coverage. The public plan would be similar to conventional Medicare (the “public Medicare plan,” as distinguished from private plans that contract with Medicare) in that it would be managed by the federal government and pay private providers to deliver care. The public plan would be offered through a new national insurance “exchange,” where it would compete with private insurance plans. must include a good public plan modeled after Medicare if the broad goals of reform—universal insurance and improved value—are to be achieved. between 1997 and 2006, health spending per enrollee (for comparable benefits) grew at 4.6 percent a year under Medicare, compared with 7.3 percent a year under private health insurance. At the same time, Medicare has maintained high levels of provider participation and patient access to care.

http://institute.ourfuture.org/files/Jacob_Hacker_Public_Plan_Choice.pdf 

 

The Cost and Coverage Impacts of a Public Plan:

Alternative Design Options 

Staff Working Paper #4

Prepared by: John Sheils, Randy Haught 

“…Summary and Introduction  
 

 

 

 

 

 

 

President Obama has proposed to create a “public plan” that would compete for enrollment with the private insurance industry, but has provided few details on how it would work.

During the 2008 campaign, Senators Clinton and Edwards proposed a public plan administered through Medicare using Medicare provider reimbursement levels. Employers and individuals would have been able to purchase coverage from the public plan by paying a full cost premium, with subsidies provided for low-income families.

The public plan is difficult to evaluate because no one has specified in legislation how it would work. During the presidential campaign the President did not specify that the plan would be modeled on Medicare, and said that the plan would be open to only individuals, the selfemployed and small firms. Senator Baucus has also proposed a public plan, but has not yet specified payment levels or the groups that would be eligible to enroll.

Consequently, in this paper, we present impact estimates under several variations on the public plan model. Under each variation, we assume that the public plan is implemented together with President Obama’s coverage expansion proposals, which we estimate would cover about 28 million uninsured people.

If Medicare payment levels are used in the public plan, premiums would be up to 30 percent less than premiums for comparable private coverage. On average, the monthly premium in the public plan for a typical benefits package would be $761 per family compared with an average of $970 per family in the private market for the same coverage.

If as the President proposed, eligibility is limited to only small employers, individuals and the self-employed, public plan enrollment would reach 42.9 million people. The number of people with private coverage would fall by 32.0 million people. If private payer reimbursement levels are used by the public plan, enrollment would be lower, with only 10.4 million people switching to the public plan from private insurance.

If the public plan is opened to all employers as proposed by Senators Clinton and Edwards, at Medicare payment levels we estimate that about 131.2 million people would enroll in the public plan. The number of people with private health insurance would decline by 119.1 million people. This would be a two-thirds reduction in the number of people with private coverage (currently 170 million people). Here again, if the higher private payer levels are used, enrollment in private insurance would decline by only 12.5 million people.

Medicare premiums would be lower than private premiums because of the exceptional leverage Medicare has with providers. Medicare pays hospitals about 30 percent less than private insurers pay for the same service. Physician payments are about 20 percent less than under private coverage. Also, because Medicare has no allowance for insurer profits or broker/agent commissions, administrative costs for this population are about one-third of administrative costs in private health plans.   

 

 

 

 

 

 

 

Assuming Medicare reimbursement rates and eligibility for all individuals and employers, provider net income would decline under this public plan proposal, even after accounting for reduced uncompensated care and increased utilization for the newly insured. Net hospital 

 http://www.lewin.com/content/publications/LewinCostandCoverageImpactsofPublicPlan-Alternative%20DesignOptions.pdf

 

Do Doctors Really Support a Public Plan Option?

By Steven Goldfien MD

“…Although widely alluded to in the press, few in the public likely comprehend the importance of SGR for doctors and why it may be preventing the profession from taking a strong stand in opposition to a public plan option.  A stand many doctors strongly support.

To understand the impact of SGR it’s necessary to know how physicians are paid.  In 1965 the Medicare program began offering government insurance to seniors using the same rates doctors were receiving from private insurance. But financial problems soon emerged as previously uninsured people were given unlimited access to taxpayer- subsidized healthcare. Progress in medical research along with new drugs and technologies led to more beneficiaries living longer using more services and more federal money.  To slow the growth in physician payments Congress turned to price controls, which were eventually refined into the 1992 Medicare Physician Fee Schedule (MPFS), the scheme under which payment for all physician services is still made. The effect of the MPFS was greatly increased when private insurers adopted it to cut their own physician costs.  Most insurers now pay doctors a fraction of the MPFS payment, usually a little more or less but always tied to Medicare rates.  Thus a change in Medicare rates reverberates throughout the healthcare system. …”

http://www.americanthinker.com/2009/07/do_doctors_really_support_a_pu.html

Barack Obama at SEIU Healthcare Forum (Questions part 2)

Barack Obama: Health care plan

 

Barack Obama: Social Security and Medicare

 

Blatant Hypocrisy: Democrats Silent on Obama Medicare Cuts

 

A Crisis in Medicare – Will There Be Enough Doctors?

 

   

 

 

 

 

 

 

 

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